Tag: Texas
Will Social Security Run Out of Money and Optimizing Your Benefits (Ep. 21)

Will Social Security Run Out of Money and Optimizing Your Benefits (Ep. 21)

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If you want to make the most of your Social Security benefits, this episode is a must-listen!

Join Michelle Gessner as she breaks down the facts behind the Social Security debate—will it run out, or is it just a myth? Plus, Michelle shares essential strategies whether you’re married, divorced, or a surviving spouse, to help you secure every dollar you deserve.

Don’t miss out! Listen now and empower yourself with Michelle’s expert guidance to navigate the complexities of Social Security with confidence.

Resources:

Connect with Michelle Gessner: 

About Michelle Gessner: 

As a CERTIFIED FINANCIAL PLANNER™ professional, Michelle is passionate about building a life plan for her clients and helping them see that they have choices, which often comes to them as a pleasant surprise. She is an independent thinker and a huge advocate of her client’s interests. Her greatest joy is working to do what is right for them and be their voice.

Michelle has a B.S. in Finance from the University of Colorado, Boulder, and an M.S. in Management from Boston University, Brussels. Growing up in Montana and moving to Colorado for college, she took out student loans and worked her way through all four years. After graduating in 1987 with honors, she accepted a job at Shell Oil in Houston, and worked her way up the corporate ladder to a management position before leaving in 1992 for Brussels, Belgium, where she lived for 4 years. In Brussels, she learned about different cultures and basic conversational French as well as pursuing and earning a graduate degree in management. 

As a CERTIFIED FINANCIAL PLANNER™ professional,  she is held to the highest standards set forth in the industry. She surrounds herself with a back office of experts in tax and investment research so that her clients have the best of both worlds – the resources of a large firm with the caring, dedication, and personal service of a small firm. 
Discovering Your Purpose in Retirement – Planning for Happiness in the Next Chapter of Your Life with Sue Mintz (Ep.17)

Discovering Your Purpose in Retirement – Planning for Happiness in the Next Chapter of Your Life with Sue Mintz (Ep.17)

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While it’s widely acknowledged that retirement involves careful financial planning, its essence extends far beyond mere numbers – a facet often overlooked. 

Today, Sue Mintz, a certified retirement transition coach, unravels the intricacies of crafting a comprehensive retirement strategy that embraces the full spectrum of considerations. Sue highlights that retirement should be viewed as a process, not just an event, with different phases like the “honeymoon,” “messy middle,” and “new normal”. She emphasizes the need for a holistic retirement plan, focusing on mental and physical health, time management, and financial stability. 

Tune in to gain insight into common misconceptions about retirement as well as:

  • Addressing non-financial aspects of retirement like social connections, purpose, and structure
  • The concept of “unretiring” due to increased life expectancy and evolving priorities
  • How to redefine your retirement based on your preferences and goals
  • The value of retirement transition coaching
  • And more

Resources:

Connect with Michelle Gessner: 

Connect with Sue Mintz:

About Sue Mintz: 

During Sue Mintz’s career at a Fortune 500 company, she excelled in leadership development training and career coaching. Since retiring, she became the founder of Retirementhood™.  She is a Certified Retirement Transition Coach, speaker, writer, and workshop facilitator, focused on educating and guiding soon-to-be, or recent retirees on the importance of planning for the non-financial side of retirement. Sue offers a structured process for planning a lifestyle that is purposeful, healthy, enjoyable, and fulfills long-awaited goals. She is not a financial adviser.  

She received her retirement coaching certification through Retirement Options, a division of Career Partners Intl, LLC., and she has also been certified as an Authorized “Now What®” Coach/Facilitator. Additionally, she remains an active member of the Retirement Coaches Association.  For more information about Sue, the services she offers, and her publications, visit https://www.retirementhood.com/ or contact her at suemintz@retirementhood.com.

FEATURE
The Importance of Personal Risk Management with Ryan Kaiser (Ep.10)

The Importance of Personal Risk Management with Ryan Kaiser (Ep.10)

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If you go outside when it is raining, you take an umbrella to keep you from getting wet.

When you ride in a car, you put on your seatbelt to keep you safe.

But what do you do to safeguard your finances?

Taking proper precautions for the safety of your assets and finances is just as important as protecting yourself from harm which is why Ryan Kaiser, Personal Risk Specialist at USI Insurance Services joins Michelle for this release of Retire To A Life You Love®.

Join them as they talk about the importance of understanding both your physical and financial risks by sharing real-life scenarios that will have you questioning if your current coverage is enough. 

Gain insight as Ryan and Michelle discuss: 

  • Umbrella coverage; the benefits and how you can protect your assets
  • Examples of exposures you may want to know about
  • The importance of uninsured and underinsured motorist coverage
  • Rising premium costs and why the insurance market is struggling with supply and demand
  • Why you should consider adding cyber coverage to your policy 
  • And more

Connect with Ryan Kaiser:

Connect with Michelle: 

About Michelle Gessner: 

As a CERTIFIED FINANCIAL PLANNER™ professional, Michelle is passionate about building a life plan for her clients and helping them see that they have choices, which often comes to them as a pleasant surprise. She is an independent thinker and a huge advocate of her client’s interests. Her greatest joy is working to do what is right for them and be their voice.

Michelle has a B.S. in Finance from the University of Colorado, Boulder, and an M.S. in Management from Boston University, Brussels. Growing up in Montana and moving to Colorado for college, she took out student loans and worked her way through all four years. After graduating in 1987 with honors, she accepted a job at Shell Oil in Houston and worked her way up the corporate ladder to a management position before leaving in 1992 for Brussels, Belgium, where she lived for 4 years. In Brussels, she learned about different cultures and basic conversational French as well as pursuing and earning a graduate degree in management. 

As a CERTIFIED FINANCIAL PLANNER™ professional,  she is held to the highest standards set forth in the industry. She surrounds herself with a back office of experts in tax and investment research so that her clients have the best of both worlds – the resources of a large firm with the caring, dedication, and personal service of a small firm. 

About Ryan Kaiser:

Ryan Kaiser is a Personal Risk Specialist at USI, and he and his team provide wealth protection by conducting comprehensive risk assessments, educating clients on potential exposures and risk mitigation practices, and transferring risk through the placement of insurance.  Ryan is a graduate of Sam Houston State University and has been in the insurance industry since 2011. Having spent a portion of that time in claims, he has helped thousands of customers recover from loss and understands the importance of having adequate coverage. 

His firm, USI, has over 150 years of consulting and brokerage experience, 10,000 employees, and 200 offices, and is a unique insurance industry leader in property & casualty, employee benefits, and personal risk.