Tag: Tax Planning
Retiring to a Life You Love in Portugal with Glenda Cole (Ep. 28)

Retiring to a Life You Love in Portugal with Glenda Cole (Ep. 28)

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What if you could retire to a life that feels like a storybook dream? In this latest episode of Retire to a Life You Love®, Michelle Gessner, CFP®, reconnects with Glenda Cole who is living an idyllic retirement in Portugal. Known for her vibrant lifestyle in the Algarve region, Glenda shares insights into why Portugal is capturing the hearts of so many Americans considering overseas retirement. From the amazing weather to the camaraderie with locals and expats, Glenda paints a picture of her life that may have you booking a one-way ticket!

Michelle and Glenda discuss:

  • What makes life in Portugal’s Algarve region so fulfilling [00:02:09] 
  • The tax landscape for retirees and how it affects new movers [00:02:09] 
  • Navigating healthcare and why it’s top-notch in Portugal [00:16:44]
  • Common regrets or hurdles for expats, and how you can avoid them [00:19:50]
  • Tips on housing affordability and mortgage tricks [00:25:11]
  • Insider travel tips, including new direct flights hitting the radar [00:28:08] 

Resources:

Connect with Michelle Gessner CFP®: 

Connect with Glenda Cole:

About Michelle Gessner: 

As a CERTIFIED FINANCIAL PLANNER™ professional, Michelle is passionate about building a life plan for her clients and helping them see that they have choices, which often comes to them as a pleasant surprise. She is an independent thinker and a huge advocate of her clients’ interests. Her greatest joy is working to do what is right for them and be their voice.

Michelle has a B.S. in Finance from the University of Colorado, Boulder, and an M.S. in Management from Boston University, Brussels. Growing up in Montana and moving to Colorado for college, she took out student loans and worked her way through all four years. After graduating in 1987 with honors, she accepted a job at Shell Oil in Houston and worked her way up the corporate ladder to a management position before leaving in 1992 for Brussels, Belgium, where she lived for 4 years. In Brussels, she learned about different cultures and basic conversational French ,as well as pursuing and earning a graduate degree in management. 

As a CERTIFIED FINANCIAL PLANNER™ professional,  she is held to the highest standards set forth in the industry. She surrounds herself with a back office of experts in tax and investment research so that her clients have the best of both worlds – the resources of a large firm with the caring, dedication, and personal service of a small firm. 

About Glenda Cole:

Glenda Cole is a former Vice President of Marketing and Sponsorships, having worked in luxury real estate and corporate advertising. After decades in the corporate world, she and her partner, Glenn Ellison, moved to the Algarve region of Portugal to embrace a more relaxed lifestyle. There, Glenda has found a new purpose, volunteering, writing for Portugal Resident, and co-hosting The Glenn and Glenda Show on YouTube, where they share their experiences of life in Portugal. Glenda is also an advocate for expatriate life and enjoys exploring the challenges and rewards of living abroad.

She is a guest on the Retire to a Life You Love® podcast, where she talks about her journey to Portugal, the challenges of relocating, and the joy of her new lifestyle.

FEATURE
Top Takeaways from 2023 (Ep.13)

Top Takeaways from 2023 (Ep.13)

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A new year provides opportunities for growth and self-improvement, and this extends to your finances too! 

But before we look too far ahead, let’s revisit a few 2023 episodes of Retire To A Life You Love® for the top takeaways that you can carry into the new year.

Gain insight as Michelle highlights practical reminders and nuggets of financial wisdom like:

  • The value of understanding and implementing tax strategies for your retirement
  • Tips for your Roth 401(k), Roth 403(b) including converting pre-tax money  
  • Benefits of a Qualified Charitable Distribution (QCD) strategy
  • Key issues for estate planning for yourself but also your aging parents

Resources:

Connect with Michelle Gessner:

About Michelle Gessner: 

As a CERTIFIED FINANCIAL PLANNER™ professional, Michelle is passionate about building a life plan for her clients and helping them see that they have choices, which often comes to them as a pleasant surprise. She is an independent thinker and a huge advocate of her client’s interests. Her greatest joy is working to do what is right for them and be their voice.

Michelle has a B.S. in Finance from the University of Colorado, Boulder, and an M.S. in Management from Boston University, Brussels. Growing up in Montana and moving to Colorado for college, she took out student loans and worked her way through all four years. After graduating in 1987 with honors, she accepted a job at Shell Oil in Houston and worked her way up the corporate ladder to a management position before leaving in 1992 for Brussels, Belgium, where she lived for 4 years. In Brussels, she learned about different cultures and basic conversational French as well as pursuing and earning a graduate degree in management. 

As a CERTIFIED FINANCIAL PLANNER™ professional,  she is held to the highest standards set forth in the industry. She surrounds herself with a back office of experts in tax and investment research so that her clients have the best of both worlds – the resources of a large firm with the caring, dedication, and personal service of a small firm. 

FEATURE
Master Your Tax Planning For Retirement with Sarah Brenner (Ep. 8)

Master Your Tax Planning For Retirement with Sarah Brenner (Ep. 8)

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Join Michelle Gessner, CFP ® as she chats with tax attorney and educator Sarah Brenner from Ed Slott and Company, LLC. With over 20 years of experience, Sarah has become a trusted resource for financial advisors and their clients across the nation. Listen as she shares her insights on how you can navigate through the complexities of retirement and tax regulations. 

In this episode, you will:

  • Learn about common tax planning mistakes and traps that individuals often overlook
  • Hear real-life examples of how advisors can help you avoid costly tax implications
  • Get a glimpse into the key provisions of the recent Secure Act 2.0 and how they may impact your retirement planning
  • Why Sarah feels Roth IRAs and Roth Conversions are here to stay
  • And more

Resources:

Connect with Sarah Brenner: 

Connect with Michelle Gessner:

About Sarah Brenner:

Sarah has worked for almost twenty years helping clients solve complex technical IRA questions.  She has been a contributing writer for many IRA texts, articles, and training manuals and has been quoted in national financial and tax publications such as CCH IRA Guide.  

She is an experienced speaker who has educated thousands of professionals in the financial industry including attorneys, CPAs, bankers, financial advisors, and brokers on retirement plan rules.  Sarah has won praise for her ability to communicate complex laws in an easy-to-understand way and provide practical strategies for clients.

Sarah is a contributing writer and editor for Ed Slott’s IRA Advisor newsletter, distributed to thousands of financial advisors nationwide, and writes for several areas of the company’s website, www.irahelp.com. Sarah also serves as a valuable resource for the members of Ed Slott’s Elite IRA Advisor Group™, a 400+ member organization of some of the country’s top financial advisors who are dedicated to becoming experts in IRA distribution planning. She consults with firm clients and creates IRA course manuals and training programs for financial advisors.

Sarah is a graduate of Smith College and Villanova School of Law.  She is a member of the Pennsylvania Bar.  She practiced law with a concentration in elder law for several years and for fifteen years was a senior consultant with PMC, Pension Management Company, an independent IRA consulting firm for financial organizations nationwide.

About Michelle Gessner: 

As a CERTIFIED FINANCIAL PLANNER™ professional, Michelle is passionate about building a life plan for her clients and helping them see that they have choices, which often comes to them as a pleasant surprise. She is an independent thinker and a huge advocate of her clients’ interests. Her greatest joy is working to do what is right for them and be their voice.

Michelle has a B.S. in Finance from the University of Colorado, Boulder, and an M.S. in Management from Boston University, Brussels. Growing up in Montana and moving to Colorado for college, she took out student loans and worked her way through all four years. After graduating in 1987 with honors, she accepted a job at Shell Oil in Houston, and worked her way up the corporate ladder to a management position before leaving in 1992 for Brussels, Belgium, where she lived for 4 years. In Brussels, she learned about different cultures and basic conversational French as well as pursuing and earning a graduate degree in management. 

As a CERTIFIED FINANCIAL PLANNER™ professional,  she is held to the highest standards set forth in the industry. She surrounds herself with a back office of experts in tax and investment research so that her clients have the best of both worlds – the resources of a large firm with the caring, dedication, and personal service of a small firm.